Services Title Curative
Title Curative Services

Title Curative Services

Resolving Title Issues. Accelerating Closings. Delivering Clear-to-Close Confidence.

Comprehensive Title Curative Services for title companies, settlement agencies, escrow companies, real estate attorneys, lenders, and underwriters across the United States.

Clear-to-Close Focus Nationwide Coverage Fast Turnaround Multi-Level QA
Overview

Resolving Title Defects & Clearing Issues Before Closing

United IGS provides comprehensive Title Curative Services to help title companies, settlement agencies, escrow companies, real estate attorneys, lenders, and underwriters resolve title defects and clear title issues before closing.

Our experienced title curative specialists review title commitments, examination notes, and public records to identify, track, and resolve outstanding requirements that may prevent the issuance of a clear and marketable title. Working closely with lenders, attorneys, county offices, government agencies, homeowners' associations, and other stakeholders, we help ensure transactions close on time while minimizing delays and underwriting risks.

Our dedicated Title Curative team works as an extension of your operations — from lien releases and corrective deeds to probate, bankruptcy, foreclosure, and ownership issues, we manage every aspect of the curative process until the file is Clear-to-Close. Whether supporting Purchase, Refinance, Reverse Mortgage, Commercial, REO, New Construction, or Default transactions, United IGS delivers scalable, compliant, and results-driven title curative solutions.

Definition

What is Title Curative?

Title Curative is the process of identifying, tracking, managing, and resolving title defects, liens, encumbrances, legal issues, ownership discrepancies, and underwriting requirements discovered during the Title Examination process.

Our specialists coordinate with lenders, attorneys, county recorder offices, courts, tax authorities, HOAs, borrowers, sellers, and government agencies to resolve outstanding requirements accurately and efficiently.

The primary objective is to eliminate issues affecting the marketability or insurability of title — allowing the title company to issue a clear Title Commitment, proceed with closing, and ultimately issue the Final Title Insurance Policy.
We coordinate with
Lenders Attorneys County Recorders Courts Tax Authorities HOAs Borrowers & Sellers Government Agencies
Our Services

Our Comprehensive Title Curative Services

Six specialized service areas covering every curative requirement — click any category to expand the full service list.

Curative Review & Requirement Analysis
9 services

Every curative file begins with a thorough review of the Title Commitment, Title Examination, public records, and client instructions.

Title Commitment review Title Examination review Examination note review Curative requirement analysis Defect identification Underwriter requirement review Client-specific SOP compliance Requirement prioritization Curative strategy planning
Lien & Judgment Resolution
11 services

We coordinate the resolution of financial encumbrances affecting marketable title.

Mortgage payoff coordination Mortgage release follow-up Satisfaction of mortgage Judgment satisfaction Federal tax lien resolution State tax lien resolution HOA lien resolution Municipal lien clearance Mechanic's lien resolution Utility lien clearance UCC termination follow-up
Ownership & Vesting Resolution
12 services

Ownership discrepancies are among the most common causes of delayed closings. Our team resolves ownership-related issues to establish clear title.

Corrective deeds Quitclaim deeds Warranty deed corrections Deed reformation Ownership verification Chain of title correction Name discrepancy resolution Marital interest resolution Trust documentation review Entity verification Corporate authority documentation Power of Attorney validation
Probate & Estate Curative
9 services

We assist with resolving title issues involving deceased owners and estate transfers.

Probate document review Letters Testamentary verification Letters of Administration review Affidavits of Heirship Estate administration documentation Personal Representative verification Death certificate review Court order verification Estate transfer documentation
Bankruptcy & Foreclosure Curative
9 services

Our specialists handle complex title issues resulting from bankruptcy and foreclosure proceedings.

Bankruptcy discharge verification Bankruptcy court documentation Trustee approvals Foreclosure documentation review Trustee deed verification Sheriff's deed review REO title clearance Redemption period verification Deficiency judgment review
Document Retrieval & Recording Support
9 services

We obtain, verify, record, and track all documents necessary to satisfy title requirements.

Certified copy retrieval Missing document requests County document retrieval Court record retrieval Recording coordination Recording confirmation Re-recording support Recording rejection resolution Recording status tracking
Common Defects

Common Title Defects We Resolve

We resolve a broad range of title defects and underwriting requirements across four core defect categories.

Ownership Issues
Incorrect Vesting Missing Heirs Name Variations Missing Signatures Defective Deeds Chain of Title Breaks Trust Documentation Corporate Authority Issues
Financial Encumbrances
Open Mortgages Unreleased Mortgages Mortgage Assignments Unsatisfied Judgments Federal Tax Liens State Tax Liens HOA Liens Municipal Liens Mechanic's Liens Utility Liens UCC Filings
Legal Matters
Probate Issues Bankruptcy Matters Divorce Decrees Guardianship Issues Estate Administration Pending Litigation
Property Issues
Incorrect Legal Descriptions Boundary Issues Easement Conflicts Restrictive Covenants Rights of Way Survey Exceptions Recording Errors Missing Releases
Our Process

Our Title Curative Workflow

A structured 7-step process that resolves every title issue efficiently while maintaining compliance with client and underwriter requirements.

1

Curative Review

Review Title Commitment, Title Examination findings, client instructions, and supporting documents.

2

Defect Identification

Identify and categorize all title defects, liens, ownership issues, legal matters, and underwriting requirements.

3

Curative Action Plan

Develop a client-specific resolution strategy based on state laws, underwriting guidelines, and transaction requirements.

4

Third-Party Coordination

Coordinate with the parties needed to obtain releases, affidavits, corrective documents, and supporting records:

Lenders Attorneys County Recorders Courts HOA Mgmt Tax Authorities Borrowers Sellers Surveyors Gov't Agencies
5

Requirement Resolution

Track every outstanding requirement until completion while maintaining detailed status reporting.

6

Quality Assurance Review

Conduct a comprehensive quality review to verify that all curative requirements have been satisfied and all documentation complies with client and underwriting standards.

7

Clear-to-Close Support

Deliver updated documentation and status reports, enabling the file to proceed confidently to Closing, Recording, and Final Policy issuance.

Transaction Coverage

Transaction Types We Support

Curative support across every major real estate transaction category.

Residential Transactions
8 transaction types
  • Purchase
  • Refinance
  • Cash-Out Refinance
  • Rate & Term Refinance
  • Reverse Mortgage
  • HELOC
  • Construction Loans
  • New Construction
Commercial Transactions
9 transaction types
  • Commercial Purchase
  • Commercial Refinance
  • Development Projects
  • Industrial Properties
  • Office Buildings
  • Retail Centers
  • Mixed-Use Developments
  • Multi-Family Properties
  • Investment Properties
Default & Distressed
8 transaction types
  • REO Properties
  • Foreclosure Transactions
  • Bankruptcy Sales
  • Short Sales
  • Estate Sales
  • Investor Acquisitions
  • Trustee Sales
  • Sheriff's Sales
Deep Dive

Title Curative Services by Transaction Type

Our specialists provide end-to-end support across all major residential and commercial real estate transactions — click any transaction type to see the full curative services list.

Residential Transactions
17 services

Residential transactions require a marketable and insurable title before ownership can be transferred. Our team resolves title defects, ownership issues, liens, judgments, and documentation deficiencies that may delay closing.

Title Commitment requirement review Curative requirement tracking Ownership & vesting verification Corrective deeds Name discrepancy resolution Marital interest resolution Mortgage payoff coordination Mortgage release tracking Judgment satisfaction Federal & State Tax Lien resolution HOA lien resolution Municipal lien clearance Mechanic's lien resolution Probate documentation review Trust documentation review Recording coordination Clear-to-Close support
Purchase Transactions
17 services

Purchase transactions involve transferring legal ownership from the seller to the buyer. Our curative team ensures all title issues are resolved before closing.

Seller ownership verification Chain of title review Open requirement management Mortgage payoff coordination Mortgage satisfaction tracking Corrective deed preparation Missing heir resolution Probate curative Trust verification Corporate authority verification Easement clarification Restrictive covenant review Legal description correction HOA estoppel coordination Property tax verification Recording requirement verification Underwriter condition clearance
Refinance Transactions
18 services

Refinance transactions require the new lender to obtain a valid first lien position. Our specialists resolve existing title issues while ensuring proper lien priority.

Existing mortgage payoff coordination Mortgage release follow-up Satisfaction tracking Subordination Agreement coordination HELOC subordination Second mortgage subordination Open mortgage resolution Judgment clearance Tax lien resolution HOA lien clearance UCC termination follow-up Trust review Name discrepancy resolution Divorce documentation review Bankruptcy review Recording coordination First lien position verification Clear-to-Close support
Reverse Mortgage Transactions
15 services

Reverse mortgage transactions require detailed title review to ensure ownership, occupancy, and lender requirements are satisfied before loan funding.

Ownership verification Probate review Trust verification Life estate review Power of Attorney validation Affidavit review Mortgage payoff coordination Existing lien resolution Judgment clearance Tax verification HOA verification Legal description review Corrective deed support Recording coordination Underwriter requirement clearance
REO Transactions
17 services

REO transactions often involve properties acquired through foreclosure and require extensive title curative to resolve prior ownership and foreclosure-related issues before resale.

Foreclosure document review Trustee deed verification Sheriff's deed review Foreclosure recording verification Mortgage assignment review Assignment correction Bankruptcy documentation review Redemption period verification REO title clearance Federal & State Tax Lien resolution HOA lien clearance Municipal lien clearance Utility lien verification Judgment satisfaction Recording issue resolution Investor requirement compliance Clear-to-Close support
Foreclosure Transactions
15 services

Foreclosure transactions require careful review of legal proceedings and lien priorities to ensure compliance with state foreclosure laws and underwriting standards.

Foreclosure case review Notice verification Lis Pendens review Trustee documentation review Sheriff's documentation review Redemption period verification Bankruptcy review Tax lien verification HOA lien review Judgment clearance Assignment verification Mortgage release review Recording coordination Court order verification Underwriter requirement clearance
Commercial Transactions
23 services

Commercial transactions involve more complex ownership structures, financing arrangements, easements, and development agreements. Our commercial curative specialists resolve sophisticated title issues.

Entity ownership verification Corporate document review LLC Operating Agreement review Partnership document verification Corporate resolution review Trust documentation Commercial mortgage review Assignment verification Subordination Agreement coordination UCC search review UCC termination follow-up Easement analysis Reciprocal Easement Agreement (REA) review Development agreement review Survey exception review ALTA survey review support Environmental lien review Tax lien resolution Judgment clearance Multi-site property coordination Portfolio transaction support Recording coordination Underwriter endorsement requirement review
New Construction Transactions
17 services

New construction projects require coordination between builders, developers, lenders, municipalities, and title companies to ensure title is free from construction-related risks before closing.

Builder ownership verification Construction loan review Construction loan subordination Mechanic's lien monitoring Lien waiver verification Contractor affidavit review Permit verification Certificate of Occupancy tracking Utility easement review Plat and subdivision review Legal description verification Development agreement review Restrictive covenant review HOA declaration review Municipal approval verification Recording coordination Final Clear-to-Close support
Why Us

Why Choose United IGS for Title Curative?

Seven core commitments that make us the reliable curative partner for title companies nationwide.

Experienced Curative Professionals

Specialized teams with extensive experience handling residential, commercial, refinance, REO, and foreclosure transactions.

Client-Specific Workflows

We follow your SOPs, underwriting guidelines, production standards, and quality expectations.

Multi-Level Quality Assurance

Every curative file undergoes structured quality reviews to ensure accuracy, compliance, and completeness.

Nationwide Support

Supporting title companies and settlement agencies across all 50 U.S. states.

Dedicated Curative Teams

Scalable teams assigned exclusively to your workflows, ensuring consistency and accountability.

Secure & Confidential Operations

Strict confidentiality protocols, role-based access controls, secure infrastructure, and data protection measures safeguard every transaction.

Faster Turnaround Times

Efficient tracking and proactive follow-up help reduce delays and keep transactions moving toward closing.

The Full Picture

The United IGS Advantage

Every capability we bring to your curative operation — end-to-end.

End-to-End Title Curative Support
Title Commitment Requirement Management
Requirement Tracking & Resolution
Lien & Judgment Clearance
Mortgage Payoff & Release Coordination
Ownership & Vesting Resolution
Corrective Deed Preparation Support
Probate & Estate Curative
Bankruptcy & Foreclosure Resolution
Document Retrieval & Recording Coordination
Recording Rejection Resolution
Clear-to-Close Readiness
Underwriter Guideline Compliance
Multi-Level Quality Assurance
Dedicated Production Teams
Nationwide Coverage
Flexible Engagement Models

Ready to accelerate Clear-to-Close?

Get a tailored proposal aligned to your underwriting SOPs, transaction volume, and turnaround targets.