Services Title Policy Preparation
Title Policy Preparation

Title Policy Preparation Services

Owner's Policies, Loan Policies, and endorsements — prepared with precision, compliance, and post-closing speed. For title companies, agencies, attorneys, underwriters, and lenders nationwide.

Owner's & Loan Policies Underwriter Compliant Multi-Level QA Fast Turnaround
Issued
Title Insurance
Owner's PolicyCertificate of Insurance
Policy No.OP-2026-58419
EffectiveJul 26, 2026
InsuredSample Buyer, LLC
Amount$425,000.00
UnderwriterNational Title Ins.
Authorized Signature
Overview

Accurate, Compliant, Post-Closing Ready Title Policies

United IGS provides comprehensive Title Policy Preparation Services for title companies, title agencies, settlement companies, real estate attorneys, underwriters, and lenders across the United States.

Our experienced title professionals prepare Owner's Title Insurance Policies, Lender's Title Insurance Policies, and supporting endorsements based on the final recorded documents, executed closing packages, and underwriter instructions. Every policy is prepared with precision, ensuring compliance with underwriting guidelines, state regulations, and client-specific requirements.

By combining experienced policy specialists, multi-level quality assurance, and secure workflows, we help clients reduce turnaround times, improve policy accuracy, and accelerate post-closing completion.

Definition

What is a Title Policy?

A Title Insurance Policy is the final legal document issued after a real estate transaction closes and all recording requirements have been completed. It provides protection against financial losses resulting from title defects, liens, encumbrances, or ownership claims that existed prior to the policy's effective date but were not identified or resolved during the title search and examination process.

Other Insurance
Protects against future events
vs
Title Insurance
Protects against past defects
Unlike other forms of insurance that protect against future events, title insurance protects against past defects in ownership or public records.
Policy Types

Types of Title Policies We Prepare

Complete coverage across all policy categories — residential, commercial, and default.

Owner's Title Insurance Policy
For Property Owners

Protects the property owner against covered title defects, ownership disputes, liens, encumbrances, and other title-related risks.

Loan (Lender's) Title Insurance Policy
For Lenders

Protects the lender's financial interest in the property until the mortgage loan is fully repaid.

Commercial Title Policies
For Commercial Transactions

Preparation of title policies for commercial real estate transactions, including office buildings, retail centers, industrial properties, multi-family developments, and land acquisitions.

REO & Foreclosure Title Policies
For Distressed Assets

Preparation of title policies for bank-owned properties, foreclosure sales, trustee sales, sheriff sales, and distressed asset transactions.

Our Services

Our Title Policy Preparation Services

Four end-to-end service areas covering every stage of policy production.

Final Policy Preparation
Accurate title insurance policies based on final recorded documents and client instructions
Owner's Policy Preparation Loan Policy Preparation Commercial Policy Preparation REO Policy Preparation Final Policy Typing Policy Formatting Policy Verification
Schedule Preparation
Accurate preparation and verification of both Schedule A and Schedule B
Policy Identification & Basics
  • Policy Number
  • Effective Date
  • Proposed Insured
  • Current Owner
  • Policy Amount
  • Loan Amount
  • Legal Description
  • Property Address
  • Recording Information
Final Exceptions
  • Final Exceptions
  • Easements
  • Covenants
  • Restrictions
  • Rights of Way
  • Mineral Rights
  • Utility Easements
  • HOA Restrictions
  • Recorded Agreements
Endorsement Preparation
Endorsements prepared based on lender and underwriter requirements
ALTA Endorsements Environmental Endorsements Access Endorsements Comprehensive Endorsements Zoning Endorsements Condominium Endorsements PUD Endorsements Variable Rate Mortgage Endorsements Commercial Endorsements
Policy Update & Revision Services
Corrections, reissues, and amendments — accurately handled and re-issued
Policy Corrections Revised Policies Policy Reissues Policy Amendments Corrective Endorsements Exception Updates Recording Updates Insured Name Corrections
Our Workflow

Our Title Policy Preparation Process

A structured six-step workflow from closing package intake to final policy delivery.

1

Review Closing Package

Review the executed closing documents, recording confirmations, settlement statements, and final lender instructions.

2

Verify Recording Information

Confirm recording details, including instrument numbers, recording dates, legal descriptions, and document accuracy.

3

Prepare the Final Policy

Prepare the Owner's and/or Loan Policy using client-specific templates and underwriter-approved formats.

4

Review Exceptions & Endorsements

Verify all final exceptions, requirements, endorsements, and recording information before policy issuance.

5

Quality Assurance

Every policy undergoes a comprehensive quality review to verify:

Policy accuracy Recording information Legal description Insured names Policy amounts Exception accuracy Endorsements Client formatting standards
6

Policy Delivery

Deliver the completed title policy electronically or through the client's preferred production platform, ensuring timely issuance and compliance with service-level agreements.

Transaction Coverage

Transaction Types We Support

Our policy specialists prepare title policies for every major real estate transaction category.

Residential Transactions
7 transaction types
  • Purchase
  • Refinance
  • Cash-Out Refinance
  • HELOC
  • Reverse Mortgage
  • Construction Loans
  • New Construction
Commercial Transactions
7 transaction types
  • Commercial Purchase
  • Commercial Refinance
  • Industrial Properties
  • Retail Centers
  • Office Buildings
  • Mixed-Use Developments
  • Multi-Family Properties
Specialized Transactions
7 transaction types
  • REO
  • Foreclosure
  • Short Sale
  • Estate Sales
  • Investment Properties
  • Vacant Land
  • Agricultural Properties
Why Us

Why Choose United IGS for Title Policy Preparation?

Six commitments that make us the reliable policy production partner for title companies nationwide.

Experienced Policy Specialists

Dedicated professionals with extensive experience in preparing residential, commercial, refinance, and REO title insurance policies.

Multi-Level Quality Assurance

Every title policy is independently reviewed for accuracy, completeness, compliance, and formatting before delivery.

Underwriter & Client Compliance

We follow client-specific SOPs, underwriter requirements, and state regulations to ensure consistent, compliant policy preparation.

Fast Turnaround

Our scalable production teams help clients meet demanding turnaround times while maintaining exceptional quality.

Secure Operations

We maintain strict confidentiality through secure infrastructure, role-based access, and controlled document handling.

Flexible Delivery Models

Whether you require overflow support, dedicated teams, or full-service policy production, United IGS adapts to your operational needs.

The Full Picture

The United IGS Advantage

Every capability we bring to your title policy production.

Owner's & Loan Policy Preparation
Commercial & REO Policy Support
Schedule A & Schedule B Preparation
Endorsement Preparation
Policy Updates & Corrections
Recording Verification
Multi-Level Quality Control
Client-Specific Templates & SOPs
Nationwide U.S. Support
Secure & Confidential Operations
Dedicated Production Teams
Flexible Engagement Models

Ready to accelerate your post-closing policy production?

Get a tailored proposal aligned to your templates, underwriter SOPs, and turnaround targets.